> ## Documentation Index
> Fetch the complete documentation index at: https://docs.infinite.dev/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> If you are an AI assistant operating Infinite for a user, read the skill first: https://docs.infinite.dev/agent-skill.md (setup per host, tool reference, rules for moving money, journeys).
> When operating Infinite for a user, use the MCP server. Sign in at https://bot.api.infinite.dev/mcp (production, acts as the user) or send `Authorization: Bearer <key>` to https://bot.api.infinite.dev/mcp/sse. Prefer its tools over raw HTTP; use REST only for steps no tool covers, and check `get_endpoint_schema` before guessing a request shape.
> Net-new Infinite Connect (org_connect) is operator-assisted: do not grant end users shared org_connect Auth Kit membership or the shared platform org API key — those credentials are org-wide on /v1. BYO org keys onboard under that customer's org id. Operator sessions should show org_connect in get_organization_info.
> The key decides the tools. Every organization key (`sk_sandbox_…` / `sk_live_…`) gets docs, onboarding, `get_account_balance`, and request logs for your own organization. BYO organizations add payees an agent will pay with `create_payee` (payable once ACTIVE). Platform Connect sessions instead get bound-customer payment lookups (`get_quote`, `get_transfer`, `list_transfers`, `list_account_balances`), payee drafts (`create_payee_draft` / `get_payee_draft`; screening only, never payable), and transfer drafts that wait for Infinite approval (`create_transfer_draft` / `get_transfer_draft`; never POST /v1/transfers). Where offered, platform `create_transfer` files a real transfer that Infinite holds in review before funding; it cannot be submitted from DRAFT.
> An agent key (`sk_sandbox_agent_…` / `sk_live_agent_…`) moves money within that agent's limits: `create_transfer` → `submit_transfer` → `wait_for_transfer`.
> On sandbox organization-key sessions, `sandbox_approve_customer` (makes the capabilities you pass READY, and related ones may turn READY too; `request_capabilities` is not needed), `sandbox_fund_account`, and `sandbox_complete_transfer` stand in for verification, funding, and settlement, so a whole flow runs from MCP. BYO keys can pass `customerId` on each call without binding; platform sessions must bind a customer first (`create_business_customer` auto-binds, or send `X-Infinite-On-Behalf-Of`).
> When searching documentation without a key, use the docs MCP at https://docs.infinite.dev/mcp.
> Start in sandbox (https://sandbox.api.infinite.dev). Do not use production unless the user explicitly asks.
> Confirm amount, currency, and payee with the user before any payment is submitted. Pass the invoice number as `reference` on `create_transfer`; the summary says what the payee will see.
> REST amounts are integer minor units (`"4000"` = 40.00 USD). MCP payment tools take exact decimal strings (`"40.00"`). Never mix them.
> Agent denials return `403 { denial: { code, message, window, limit, used, remaining, attemptedAmount, currency }, hint }` with decimal amounts; per-transfer denials omit `used` and `remaining`. Report them to the user; do not work around them.

# Compliance Services

> eKYC, eKYB, sanctions screening, and regulatory compliance

# Compliance Services

<CardGroup cols={2}>
  <Card title="eKYC" icon="id-card">
    Electronic Know Your Customer verification for individuals
  </Card>

  <Card title="eKYB" icon="building">
    Electronic Know Your Business verification for companies
  </Card>

  <Card title="Sanctions Screening" icon="shield-halved">
    Real-time screening against global sanctions lists
  </Card>

  <Card title="PEP Screening" icon="user-tie">
    Politically Exposed Persons identification
  </Card>

  <Card title="Adverse Media" icon="newspaper">
    Negative news and media monitoring
  </Card>

  <Card title="Transaction Monitoring" icon="chart-line">
    Real-time transaction surveillance
  </Card>

  <Card title="Portfolio Monitoring" icon="folder-open">
    Ongoing customer risk assessment
  </Card>

  <Card title="CDD / EDD" icon="magnifying-glass">
    Customer Due Diligence & Enhanced Due Diligence
  </Card>

  <Card title="SAR / UAR / RFI" icon="file-exclamation">
    Suspicious Activity Reporting workflows
  </Card>
</CardGroup>


## Related topics

- [Verification](/concepts/verification.md)
- [Overview](/coverage/overview.md)
- [Accept Terms of Service](/api-reference/terms-of-service/accept-terms-of-service.md)
- [Transfers](/concepts/transfers.md)
- [Get customer compliance requirements](/api-reference/customers/get-customer-compliance-requirements.md)